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Activating online is the fastest way. It takes about 2 minutes.
The screens below are simple example illustrations to guide you. The real Synchrony page may look a little different.

What you need

  • Account number (front of your card)
  • 3-digit security code (back of your card)
  • Last 4 digits of your Social Security number

Steps

1

Open synchrony.com/activate

Type synchrony.com/activate in your browser. Check that the address starts with https:// and ends in synchrony.com or syf.com.

Ready to activate your card?

When you finish, your card is ready to use.

2

Enter your card details

Type your account number and the 3-digit security code from the back of your card.

Account number

β€’β€’β€’β€’ β€’β€’β€’β€’ β€’β€’β€’β€’ 1234

Security code (back of card)

β€’β€’β€’
3

Verify your identity

Enter the last 4 digits of your Social Security number. This keeps your account safe.

Last 4 digits of SSN

β€’β€’β€’β€’
Continue
4

Wait while it processes

Click Continue and wait a few seconds. Do not refresh or close the page.

Verifying your card…

5

See the confirmation

When you see a success message, your card is active. Sign the back of your card and start using it.
βœ“

Your card is activated!

You can start using it right away.

Store cards may open a store-branded activation page. That is normal if the address still ends in synchrony.com or syf.com.

Next step

Register your account to pay bills and view statements online. Having issues? See Fix activation problems.